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DO I QUALIFY FOR A 30 YEAR FIXED MORTGAGE?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
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Fixed Rates
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Adjustable Rate Mortgage (ARM)
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Conforming Loans
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Jumbo & Super Jumbo Loans
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FHA, VA, & USDA Loans
OUR 30-YEAR FIXED RATES ARE LOW AND OUR PROCESS IS QUICK AND PAINLESS
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
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We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our
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We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
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The 30-Year Fixed Rate Mortgage Loan Process
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Here’s how our home loan process works:
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Complete our simple 30-Year Fixed Rate Mortgage Qualifier or Application
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs