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DO I QUALIFY FOR A 30 YEAR FIXED MORTGAGE?

As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

  • Fixed Rates

  • Adjustable Rate Mortgage (ARM)

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA, & USDA Loans

OUR 30-YEAR FIXED RATES ARE LOW AND OUR PROCESS IS QUICK AND PAINLESS

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.

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We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our 

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We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.

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The 30-Year Fixed Rate Mortgage Loan Process

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Here’s how our home loan process works:

  • Complete our simple 30-Year Fixed Rate Mortgage Qualifier or Application 

  • Receive options based on your unique criteria and scenario

  • Compare mortgage interest rates and terms

  • Choose the offer that best fits your needs

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CONTACT US

Have questions about the mortgage process or loan options? We’re here to help! At The Mason Group, we believe no question is too big or too small. Reach out to our experienced team for guidance, and let us provide the answers and clarity you need to move forward with confidence.

 

Your journey to homeownership starts with a conversation—contact us today!

ADDRESS

PO Box 2164

Poulsbo, WA 98370

PHONE

360-564-1012

EMAIL
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