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WHY AN FHA LOAN?
Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. An FHA down payment of 3.5% is required. Borrowers who cannot afford a traditional down payment of 20% or can’t get approved for private mortgage insurance should look into FHA loans.
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Fixed Rates
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Adjustable Rate Mortgage (ARM)
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3.5% Down Payments
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Jumbo & Super Jumbo Loans
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Terms from 5 to 30 Years
OUR FHA LOAN RATES ARE LOW & OUR PROCESS IS QUICK & PAINLESS
An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
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The FHA program was created in response to the rash of foreclosures and defaults that happened in 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.
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We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our
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We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
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The FHA Loan Process
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Here’s how our home loan process works:
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Complete our simple FHA Loan Qualifier
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Receive options based on your unique criteria and scenario
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Compare mortgage interest rates and terms
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Choose the offer that best fits your needs